The most important thing the Democrats and President-elect Obama can do with regard to the economy is bring back a sense of fairness and equity. The fat cats who placed the entire economy at risk with their greed and manic irresponsibility are trying to lay claim to every last dime in the national Treasury. Meanwhile, we're nowhere close to an economic recovery program that will help the people who are hurting most. One of the biggest buzzwords over the last six months or so is the term bailout. Bailout payments have been made to a lot of huge companies, and Chairman of the Federal Reserve Ben Bernanke insists that it's the right thing to do, even though it's with taxpayer money. Part of the recovery plan isn't an explanation why the money wasn't just given to the American People, to decide how best to use the payday loans their leaders made out themselves. In the effort to save our homes, many of us have turned to payday loans instead of traditional short term loans from banks that no longer will lend to the people that paid for their bailout to begin with.