Limbaugh: "47 million" people do not want health insurance
July 21, 2009 2:54 pm ET
From the July 21 edition of Premiere Radio Network's The Rush Limbaugh Show:
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It's fair to say that if someone doesn't want health insurance than they don't have to get it... but unfortunately, those people become the "free loaders" who we all pay for when there is an emergency.
This is a real problem that most countries solve with National Health Services, but that apparently isn't an option here.
If that same person has a family and chooses not to purchase health insurance for his children so he can buy a better car, well than that speaks volumes to the kind of person he is.
To think that 47 Million people don't want health insurance is asinine... and that tells us a lot about the kind of person Rush is.
Now comes Rush to explain that everyone without health insurance is voluntarily uninsured. If this is so, Mr, Limbaugh, why is it that the single payer option, which would cover -everyone-, has between 70 and 80 percent approval? Surely some of those who approve have no insurance and the moment, and realize that they suddenly would have under single payer. (I realize this discourse may be too rational...)
This guy is 22 and could be given a voucher for @$6500 to find his own health insurance. A catastrophic coverage policy would probably only cost about 1/2 that. He could put the extra into his HSA to use for more specialized care as he ages or his family grows.
He then could use his money to both save government motors and buy a gas-guzzlig SUV that would keep his family safe an allow him to protect his family while travelling and afford the health coverage for each family member.
The 47 million who don't want socialized medicine aren't foregoing the idea of insurance, just a cookie cut program that would ration care and limit the individual' choice.
It is time we start to look at healthcare insurance as a public service like police, fire and defense. The so-called "free market" (which has been anything, but free) has failed miserably to achieve anything close to the best system of healthcare.
If you disagree, tell me a free market solution that will add the rest of the population to healthcare insurance AND lower insurance administration costs from 30% of overall healthcare spending to 5% (which is what most nations spend while covering their entire populations). I am all ears.
Think of our voucher system for college education. Many students get financial aid to afford college. Some choose prestigeous unviersity but many choose an institution they can manage finacially. It could be the same for our health care.
Secondly, I do not think the free market can adequately apply to the health insurance industry anymore. As far as I can tell, mandating coverage - as the health insurance lobby would like and providing vouchers would do nothing at all to control costs. It may even be comparable to throwing gas on an open flame.
The insurance companies are glad to take your money as long as you don't cost them anything.
Just google for purchasing insurance. Then complete a profile for a single person, aged 22, non smoker. The best available came in around 170.00 a month for me. No copays or deductible. Try it yourself.
It can be done, it is a much better offer that socialized care, you know, one size fits all. Freedom is a much bette system
This guy is 22 and could be given a voucher for @$6500 to find his own health insurance. A catastrophic coverage policy would probably only cost about 1/2 that. He could put the extra into his HSA to use for more specialized care as he ages or his family grows.
He then could use his money to both save government motors and buy a gas-guzzlig SUV that would keep his family safe an allow him to protect his family while travelling and afford the health coverage for each family member.
The 47 million who don't want socialized medicine aren't foregoing the idea of insurance, just a cookie cut program that would ration care and limit the individual' choice.
According to the American Journal of Medicine
25% of patients have their insurance canceled immediately when a catastrophic event occurs.
Another 25% have their insurance canceled within a year.
The Health Insurance industry is corrupt. They make profits by denying care and letting their customers die... I'm not using scare tactics it's simply the truth.
well done
Take all the legal residents of the US, @230 million. divide that by what the price tag for socialized medicine @1.5 trillion+ and you come up with $6500 and change for everybody. This includes all medicaid and medicare then too, which will overwhelm the county in debt very soon.
Make both private and public, if you insist, insurance companies compete for that price. Have the extra be allowed to be put into an HSA to accure money to cover co-pays or special procedures. Make the insurance companies accept both portability and previous conditions. Allow for younger people to purchase cheaper insurance to increase their HSA.
People will become very aware of the cost and choose care judiciously. Make certain everyone has at least a catastrophic coverage policy too.
Neocons truly do not want democracy, what they want is an 18th century monarchy where an elite few have all the priveleges.
But 75% of all bankruptcy claims due to medical bills are people who had health insurance. The problem is that the insurance company either caps the payments or cancels the insurance once they are forced to pay out.
The system is broken. Until you see it in real life most people they don't understand.
The gentleman is thinking Government is going to make you buy insurance. With this bill, you can KEEP your private insurance.
For those who can't afford insurance because of the high cost of premiums or preexisting conditions you would be covered REGARDLESS, which means no longer will these FOR PROFIT INSURANCE COMPANIES be able to stack the deck. PC, do you like having an insurance company tell you which doctors you can see? How about which treatments you can get?
6500 dollars? What insurance plan can you get for that price? I've yet to see one that completely covers you for that amount. Unless you're talking about the deductible that you have to pay upfront.
I have Medi-Cal, and Medi-Care. Insurance companies control who you see, and if the treatment costs too much, it gets denied. Or I have to pay for it out of pocket. And Bush said it would be more affordable. Right.
47 million Americans don't want insurance, RIGHT NOW, because they can't afford it. They want insurance that's reasonably priced, and with a guarantee that they can't be turned down, that doesn't line the pockets of some soulless CEO and his or her company.
How else can you explain advertisers and the FCC willingness to ignore Rush treasonous talk?
By allowing Rush to get away with what he is doing, they are guilty of creating a bigger monster than what he already are. Rush is dangerous and he is inciting people to act on their hate.
Rush is a racist and his problem is with the black President and he doesn’t give a damn what he says. His audience is made up of mindless people who don’t care about facts or truth. If they did Rush would be off the air in no time, because it is easy to disprove the lies and ignorance he talks.
I remember when I was 22. I thought I'd live forever. Health insurance wasn't even a blip on my radar then. Did I represent all uninsured Americans? Of course not. I was a kid who didn't know any better.
Fill a stadium with middle-aged uninsured Americans who don't want health insurance and then you might starts to have a point.
nice apology...
" he's one of these 47 million who doesn't wanna buy health insurance."
what does that quote mean to you?
Oh and by the way, I never like to wish for bad things to happen to anyone but I would make an exception for the smug 22 yr old who said he didn't want health insurance coverage for his family. If his wife came down with cancer or a heart condition that would cost hundreds of thousands to treat I think he would change his mind in a hurry.
The fallacy of socialized care is that all of a sudden, everyone will get every treatment their heart desires, from the simple to the severe. The problem will be that the government will make the choices for us. If that man's wife becomes ill and facing mounting medical costs, the government will simply look to a formula that considers age, seriousness of illness, chance for recovery and make a decision on that basis. It won't improve anything but the overall cost of medical care by limiting access. Today, if that man wanted the expensive care he could seek it even if it cost heavily financially, bringing bankruptcy but the end result would be a chance for her to get the treatments to extend her life.
I think with the purchasing power of the citizenry, every insurance copy will be motivated to please the consumer, especially if portability and pre-conditions are dealt with legislatively.
Let's see what happens when you get sick and need substantial medical services... not just the initial treatment, but possibly therapy, follow up visits, tests, meds, etc...
50% of patients who have catostrophic medical requirements have their insurance cancelled within the first year.. stats from the American Journal of Medicine.
The other problem with vouchers is that insurance costs have gone up three times the rate of pay. $6500 may pay for mediocre care now, but what will it pay for in 10 years... how does that voucher money get reevaluated. It's like giving a college student a $10,000 grant to go to school in 1986, when I went to school would have paid for my entire education, but today it would barely cover the first semester.
I live in Canada under "socialized medicine". My doctor and I decide on treatment for my condition and the treatment is done. The government pays for the treatment.
Your second paragraph would be true ONLY IF the government operated in the same manner as an insurance company. I have additional insurance to cover dental and eye work, as well as to cover some costs of medications not covered by my provincial plan. Coverage is limited (rationed?) and no meds for pre-existing conditions are covered.
Judging from what you and others have put forward in the threads regarding this topic, I know that I live in a better country.