Beck attacks man who didn't buy COBRA as "stupid" or cheap; questions story of insured woman being denied treatment
July 23, 2009 11:30 am ET
From the July 23 edition of Premiere Radio Networks' Glenn Beck Program:
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Montly COBRA for me was about $900, and had I been single, I wouldn't have been able to afford it.
Not many people can afford payments like that....but I guess that's chicken feed to a rich Hate Radio Jock.
By the way, where was all this demanding of "more details" when President Bush was scaring us into Iraq?
For that matter, maybe we should ask for more details when the Troglodytes trot out their Canadian Healthcare horror stories.
We all know how that ended.
Beneficiaries may be required to pay for COBRA coverage. The premium cannot exceed 102 percent of the cost to the plan for similarly situated individuals who have not incurred a qualifying event, including both the portion paid by employees and any portion paid by the employer before the qualifying event, plus 2 percent for administrative costs.
For qualified beneficiaries receiving the 11 month disability extension of coverage, the premium for those additional months may be increased to 150 percent of the plan's total cost of coverage.
COBRA premiums may be increased if the costs to the plan increase but generally must be fixed in advance of each 12-month premium cycle. The plan must allow you to pay premiums on a monthly basis if you ask to do so, and the plan may allow you to make payments at other intervals (weekly or quarterly).
The initial premium payment must be made within 45 days after the date of the COBRA election by the qualified beneficiary. Payment generally must cover the period of coverage from the date of COBRA election retroactive to the date of the loss of coverage due to the qualifying event. Premiums for successive periods of coverage are due on the date stated in the plan with a minimum 30-day grace period for payments. Payment is considered to be made on the date it is sent to the plan.
If premiums are not paid by the first day of the period of coverage, the plan has the option to cancel coverage until payment is received and then reinstate coverage retroactively to the beginning of the period of coverage.
- It's truly a moral failing that those who profess to love America express such hatred for far too many Americans.
COBRA is expensive... I'm guessing it costs more than 1/3 of his take home pay.
How does a person who loses his job afford COBRA??
Glenn you're an idiot! Over 60% of Bankruptcy's are related to Health Care expenses and 75% of those Bankruptcy's were people who had insurance.
Recission is real and hurts people every day.
Stop Blaming the Victims!!!!
You are a mess
You are a despicable human being.
You are a millionaire and you're mocking people who are hurting and living in tragedy.
*shudder*
It would be nice if the media would challenge these anecdotal accounts. It seems that almost republican (and any other opponent of health care reform) has such a story. in fact this morning on CNBC, one of their guests told of the daughter of a friend who lives in Canada, that was diagnosed with cancer and was told to "take a ticket and wait for treatment". She was told that the waiting list was at least 9 months long. None of the CNBC talking heads challenged this tale or asked for further information. If I was sitting at that desk, I would have asked for his friends contact info so I could verify the story. But I suppose that is why I don't work for CNBC.
In fact, is there a "bubble" discount? There should be. Insurers should provide them free (with no discount) so they can up their profit margin drastically.
If you're just going to the doctor for regular stuff, you'd be better off paying as you go, surely that would be less than $14,000 per year.
The second man, by "getting a new job" (but not getting COBRA in the meantime) is stupid too?
Damned if you do, damned if you don't, eh Glenn?