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Another Hannity reading FAIL: misstates "choice" provision after claiming to have "read" bill

August 21, 2009 9:14 am ET — 80 Comments

Sean Hannity again undermined his claim that he has "read this bill from start to finish," this time asserting that the bill contains "provisions about ... not being able to choose care on Page 16." In fact, the provision Hannity said is on "Page 16" allows individuals to choose to keep their existing coverage or enroll in coverage through a regulated health insurance exchange.

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From the August 20 edition of Fox News' Hannity:

SPENCER TILLMAN (CBS Sports reporter): If you look at the front-loaded language of this particular bill, this is scary to me. I'm not an attorney, but I can flip this language left and right, and it can become something totally other than what it was intended to be, or at least posited to be. That scares the heck out of me, and I'm not the sharpest guy in the world.

HANNITY: No, no, you are.

TILLMAN: But I'm telling you --

HANNITY: No, no.

TILLMAN: -- it scares the heck out of me, man.

HANNITY: I've read this bill start to finish --

TILLMAN: It's scary, man.

HANNITY: -- and let me tell you, the provisions about, you know, not being able to choose care on Page 16, the death counseling at every --

TILLMAN: 4143 [sic].

HANNITY: -- five years at the end of your life. Some of this is frightening.

Provision allows individuals to choose existing coverage or coverage through a regulated insurance exchange

Page 16 of the health care reform bill states in its entirety:

SEC. 102. PROTECTING THE CHOICE TO KEEP CURRENT COVERAGE.

(a) GRANDFATHERED HEALTH INSURANCE COVERAGE DEFINED.-Subject to the succeeding provisions of this section, for purposes of establishing acceptable coverage under this division, the term ''grandfathered health insurance coverage'' means individual health insurance coverage that is offered and in force and effect before the first day of Y1 [2013] if the following conditions are met:

(1) LIMITATION ON NEW ENROLLMENT.-

(A) IN GENERAL.-Except as provided in this paragraph, the individual health insurance issuer offering such coverage does not enroll any individual in such coverage if the first effective date of coverage is on or after the first day of Y1.

(B) DEPENDENT COVERAGE PERMITTED.-Subparagraph (A) shall not affect the subsequent enrollment of a dependent of an individual who is covered as of such first day.

(2) LIMITATION ON CHANGES IN TERMS OR CONDITIONS.-Subject to paragraph (3) and except as required by law, the issuer does not change any of its terms or conditions, including benefits and cost-sharing, from those in effect as of the day before the first day of Y1.

Sec. 102 goes on to state in subsection (c): "Individual health insurance coverage that is not grandfathered health insurance coverage under subsection (a) may only be offered on or after the first day of Y1 as an Exchange-participating health benefits plan."

Health Insurance Exchange allows individuals to choose between private and public insurers

According to a summary prepared by the House Ways and Means Committee:

The new Health Insurance Exchange creates a transparent and functional marketplace for individuals and small employers to comparison shop among private and public insurers. It works with state insurance departments to set and enforce insurance reforms and consumer protections, facilitates enrollment, and administers affordability credits to help low- and middle-income individuals and families purchase insurance. Over time, the Exchange will be opened to additional employers as another choice for covering their employees. States may opt to operate the Exchange in lieu of the national Exchange provided they follow the federal rules. [July 14, 2009]

Hannity previously misconstrued provisions he claimed to have read

Hannity's earlier claim to have "read the entire bill" undermined by falsehoods. On August 18, after saying he had "read the entire bill, all 1,018 pages," Hannity went on to falsely claim that if small businesses "don't go for the public option" under a House health care reform bill, "they're going to be punished," and that end-of-life provisions in the bill would establish "a bureaucrat that is designated to save money talking to an elderly person and offering them end-of-life advice." In fact, the penalty on small business would apply to businesses that don't provide health care, not specifically on those that "don't go for the public option," and the end-of-life provisions would reimburse physicians -- not "a bureaucrat" -- for voluntary counseling sessions. [Hannity; 8/18/09]

From the August 20 edition of Hannity:

HANNITY: Let me ask you this, because I have a headline here -- Canadian Medical Association -- CanadaCare is imploding. "Thousands of surgeries are cut in Vancouver because of underfunding." The Daily Mail in Great Britain: "Woman gives birth on pavement because she was refused an ambulance." Now, these -- this is only the tip of the iceberg. Your --

KAREN HANRETTY (Republican strategist): Well, listen, I don't think that the liberals want to pass government-run health care because they think it'll be efficient. They want to pass it because they believe in -- fundamentally believe that government should be involved in your personal health care decisions. This is about ideology.

SPENCER TILLMAN (CBS Sports reporter): You know --

HANRETTY: We're looking at it as a matter --

NINA EASTON (Fortune magazine): I disagree a bit.

HANRETTY: I think we're looking at it as a matter --

HANNITY: But have we conditioned, Spencer, the American --

HANRETTY: -- of efficiency and they're not.

HANNITY: Have we conditioned the American people to think that government is going to take away all of our fears and the government's the answer? They're going to pay for your car, your health care, your college, your kindergarten. They'll give you a baby bond. Whatever happened to the American spirit that you gotta be responsible for your life?

TILLMAN: Here's the problem with your proposition: When you make government officials regulators, they will trade in their halos for pitchforks, and they'll use this Dante's Inferno as their operating manual. That's what's problematic about this situation. We cannot assume that they're going to be efficient, they're going to do the right thing.

If you look at the front-loaded language of this particular bill, this is scary to me. I'm not an attorney, but I can flip this language left and right, and it can become something totally other than what it was intended to be, or at least posited to be. That scares the heck out of me, and I'm not the sharpest guy in the world.

HANNITY: No, no, you are.

TILLMAN: But I'm telling you --

HANNITY: No, no.

TILLMAN: -- it scares the heck out of me, man.

HANNITY: I've read this bill start to finish --

TILLMAN: It's scary, man.

HANNITY: -- and let me tell you, the provisions about, you know, not being able to choose care on Page 16, the death counseling at every --

TILLMAN: 4143.

HANNITY: -- five years at the end of your life. Some of this is frightening.

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    • Author by steeve (August 21, 2009 10:51 am ET)
      3  
      Hannity isn't worth any intellectual effort, but anyway...

      The statement "I've read this bill start to finish" has no possible purpose except to convert arguing from evidence to arguing from authority. Obviously Hannity is fresh out of evidence, as further evidenced by his failure to quote the bill directly, at all, ever.
      Report Abuse
      • Author by dexteritas0071418 (August 21, 2009 11:13 am ET)
        3 2
        Is it better or worse than admitting it's "too long to read", like Conyers did?
        Report Abuse
        • Author by The_Cat (August 21, 2009 11:47 am ET)
          3  
          Conyers was admittedly wrong to say it is too long to read. It's his job to read it. That's what he is paid for.

          However, even if Sean Hannity has read the entire bill, he still does not comprehend what he read. If I had to pick between the two of them, I would choose Conyers for a representative, because at least he may understand the legislation, once he reads it. I suspect he has by now, just to be able to field questions from his constituents, though I have no proof.
          Report Abuse
          • Author by dexteritas0071418 (August 21, 2009 12:53 pm ET)
              2
            Fair enough! Sounds like you aren't an unprinicpled sheep.
            Report Abuse
            • Author by The_Cat (August 21, 2009 3:11 pm ET)
              3  
              How... polite. I believe my union card says 'Weirdo', in the interests of full disclosure.
              Report Abuse
          • Author by foghornleghorn (August 21, 2009 3:38 pm ET)
            2  
            That's what he is paid for

            Actually, I believe all congressmen/women have staffers that read the bills for them and provide summaries and analyses of said bills.

            Report Abuse
    • Author by antihannity2009 (August 21, 2009 10:54 am ET)
      3  
      Don't forget the provision on page 36 where it tells Sean to stop lying all the time!

      The last thing that Sean ever read and understood was an Archie comic book.
      Report Abuse
    • Author by starkcr31 (August 21, 2009 11:08 am ET)
      1 8
      So he doesn't remember the exact wording on every page of a 1000 page bill and that proves he didn't read it? Give me a break.
      Report Abuse
      • Author by The_Cat (August 21, 2009 11:17 am ET)
        4  
        No, starkcr31, the fact that he misquotes it every time he points to a page and parrots a talking point from the Luntz memo rather than stating what the proposed bill actually says proves that, even if he has read it, he has totally failed to grasp what it means.

        As steeve also pointed out, he is trying to argue from authority (a logical fallacy), rather than from evidence. Hannity is either willfully lying, or extremely ignorant.
        Report Abuse
        • Author by starkcr31 (August 21, 2009 11:32 am ET)
            4
          Well considering Obama doesn't even know what's in any of these bills but is trying to push "something" through is extremely disturbing.
          Report Abuse
          • Author by The_Cat (August 21, 2009 11:40 am ET)
            3  
            You are off topic, and you have ventured into shallow water here, starkcr31. They are proposed bills, and there are now several versions around because of various committee markups. However, the bill that went to committee, which is the one that is generally referred to (as Ms. McCaughey brought on the Daily Show last night), is not something President Obama is unfamiliar with.

            He did admit to being unfamiliar with a passage that, if I remember right, was claimed to eliminate private health insurance. That's not surprising, though, as there is no such section in the bill. My personal belief is that this was dry humor, and a bit above the crowd that heard it. This is why they all immediately began running in circles yelling "He hasn't read the bill! He hasn't read the bill!" (the sky is falling!)

            He talks far too knowledgeably and intelligently about what's in it to be unfamiliar with it. Sean Hannity, who claims to have read the entire thing, can't quote it one time correctly, just for contrast.
            Report Abuse
            • Author by starkcr31 (August 21, 2009 11:44 am ET)
                4
              He should still know what's in the bills for God's sake. Is that too much to ask? Don't try to push something through when you don't even know what it is. "The sky is falling"? So, you think the fact that he is trying to pass a bill that he hasn't read is acceptable?
              Report Abuse
              • Author by The_Cat (August 21, 2009 11:51 am ET)
                5  
                At this point, starkcr31, NO ONE has read all the bills and all the committee changes that have been made. I expect him to read it before he signs it, of course.

                As I said, he speaks about the proposed legislation in such a way that I believe he has not only read the original (as it was -sent- to the committees), by now, but also understands it. A claim Sean Hannity cannot yet make, in case you have not been following along.

                He isn't trying to push something through without even knowing what it is, starkcr31. The bill hasn't even been brought to the floor of the House yet, for heaven's sake.
                Report Abuse
                • Author by starkcr31 (August 21, 2009 11:54 am ET)
                    4
                  Well, hardly anyone read the stimulus package so expecting anyone to read this is probably a bad idea. You're saying he ISN'T trying to push this through? What is he doing then?
                  Report Abuse
                  • Author by The_Cat (August 21, 2009 12:08 pm ET)
                    5  
                    We've needed health coverage reform for about 70 years now, starkcr31. This is not a new idea, and if a 70 year wait is your idea of pushing something through, then you are more patient than I am.

                    Hardly anyone read the stimulus package? Do you mean the first one, that Bush signed? Or it's continuation? And where is your proof that no one read it? It's a large claim to make, absent any facts.

                    I'm saying he could have pushed it through, and I wish he would have. Instead, he allowed Congress to recess for August, hopefully to explain to people what he was trying to accomplish. Would he like to pass it this year? Certainly. Is that pushing it through? Well, why don't you go and see how long the Patriot Act was in Congress, and we'll compare, okay?
                    Report Abuse
                    • Author by starkcr31 (August 21, 2009 1:54 pm ET)
                        6
                      If that's the case, calling reform an "emergency" would hardly be accurate. The thing that Bush signed was TARP, not the stimulus package. That was completely different and I didn't agree with that either. Where's my proof? I've heard members of congress saying they didn't read the d*mn thing. I notice you only need proof when it disagrees with your agenda. Why is that? You say you wish he would have pushed it through. Pushed WHAT through? You want to push through a bill even though you don't know what's in it? You are very narrow-minded my friend.
                      Report Abuse
                      • Author by The_Cat (August 21, 2009 2:08 pm ET)
                        3  
                        So, terrorists killing thousands Americans a year for the last 70 years is not an emergency? Because that is what health coverage has been doing: busily killing Americans who can't afford coverage, or can't afford enough coverage.

                        You said "hardly anyone read the stimulus package" and then that you heard congressmen stating they had never read it. Fine. Just one name, please.

                        I don't only need proof when it disagrees with my agenda. This sweeping condemnation of elected officials, while probably warranted, should take you all of ten seconds to prove with Google. If you don't wish to, we can drop it.

                        I wish that President Obama had held Congress in session until health coverage reform had passed. I -do- know what's it in. I have a copy of the proposed bill as it was sent to the committees. I expect I will download the version that gets voted on as well. Why? Same reason I own several Bibles: so that when someone quotes it, I can go and read it for myself.
                        Report Abuse
                        • Author by starkcr31 (August 21, 2009 2:19 pm ET)
                            3
                          I'll do better than that:

                          http://digg.com/politics/Stimulus_Package_reaches_1_100_pages_not_one_member_read_it
                          Report Abuse
                          • Author by The_Cat (August 21, 2009 2:38 pm ET)
                            4  
                            Said Polis: "When you hear people talking about not reading it it's a little misleading. We've had most of this bill for weeks, so we've been following this through the process. The only pieces that we had to look at were ones that were changed in the final conference report...Most of the bill, probably 90% of the bill is what we passed a couple weeks ago."

                            http://www.towleroad.com/2009/02/stimulus-bill-p.html

                            Perhaps it was just Boehner who didn't read it? And voted against it anyway, even though it may have actually been good law?
                            Report Abuse
                      • Author by ReasonAndResolve (August 21, 2009 2:10 pm ET)
                        5  
                        You are the one making the claim that hardly anyone read the bill. The onus is on you to produce evidence of such a claim.

                        i could easily say there are living aliens in Area 51, and you would have a very difficult time disproving such a claim. when someone makes an assertion, it is not up to others to disprove the assertion. That is simply not logical.

                        The statements of a few legislators does not count as proof that "hardly anyone read the stimulus package" - only that those people who made the statements did not read it.
                        Report Abuse
                        • Author by starkcr31 (August 21, 2009 2:19 pm ET)
                            3
                          http://digg.com/politics/Stimulus_Package_reaches_1_100_pages_not_one_member_read_it
                          Report Abuse
                          • Author by ReasonAndResolve (August 21, 2009 2:25 pm ET)
                            2  
                            You will need to shorten that link - it does not work
                            Report Abuse
                            • Author by starkcr31 (August 21, 2009 3:46 pm ET)
                              1 1
                              You have to cut and paste. I can't shorten the link.
                              Report Abuse
                              • Author by ReasonAndResolve (August 21, 2009 4:02 pm ET)
                                2  
                                Well, I tell you what - you try copying and pasting the link. It won't work. the address is cut off. This is where it leads me: http://digg.com/error

                                You could always use Tiny URL. Or you could create a live link using Ctrl L or the Button in your HTML editor.

                                I would like to read your source so I can thoroughly discredit it. Please hurry.
                                Report Abuse
                              • Author by ReasonAndResolve (August 21, 2009 4:09 pm ET)
                                4  
                                Alright, I just searched for it - couldn't wait for you to learn 21st century technology.

                                So what?

                                That was John Boner's tantrum. First of all, what was he holding up? A ream of paper is how many pages? Do you have a printer? He was holding up at least 5000 pages.

                                Do you know the meaning of the word "hyperbole"?

                                That was a crock of sh*t. The bill was not produced overnight. Even the final version sat in committee for longer than a week before it was finally passed to the floor.

                                Boner was speaking for the entire congress? You are truly uninformed and gullible.
                                Report Abuse
                      • Author by foghornleghorn (August 21, 2009 2:54 pm ET)
                        4  
                        You want to push through a bill even though you don't know what's in it?

                        There is no bill (yet). Only proposed bills. I suggest you remember that when referring to the "bill". I also recommend watching the old cartoon about how a bill becomes a law.
                        Report Abuse
              • Author by ReasonAndResolve (August 21, 2009 2:04 pm ET)
                3  
                Can you actually point to a single shred of evidence that suggests that President Obama doesn't know what is in the bills?
                Report Abuse
                • Author by starkcr31 (August 21, 2009 2:22 pm ET)
                    3
                  http://realclearpolitics.blogs.time.com/2009/08/04/gibbs-wont-say-if-obama-will-read-entire-health-care-bill/

                  That sure seems like future, not past, tense to me.
                  Report Abuse
                  • Author by ReasonAndResolve (August 21, 2009 2:27 pm ET)
                    3  
                    Is English your first language? It does not say a single thing in there about whether he has read the legislation or not.
                    Report Abuse
                    • Author by starkcr31 (August 21, 2009 3:48 pm ET)
                        7
                      Don't even attempt to insult my intelligence. I've seen some of your posts and you're the last person that should be doing so. The article says that Obama intends on reading the bill(s), not that he has.
                      Report Abuse
                      • Author by foghornleghorn (August 21, 2009 3:51 pm ET)
                        4  
                        Your intelligence insults itself. There IS NO BILL. Why should he read something that isn't there. He's making SUGGESTIONS as to what HE wants in the bill.

                        Again, I suggest you google the old cartoon about how a bill becomes a law.
                        Report Abuse
                      • Author by ReasonAndResolve (August 21, 2009 4:14 pm ET)
                        3  
                        It is impossible for me to insult something that does not, apparently, exist.

                        Gibbs was asked if the president would read the final bill - not if he had read any of the versions.

                        and was Gibbs asked if he has read the bills? You can't infer from the question or the answer given that he hasn't read the bills.

                        This is why I honestly wonder if English is your first language - you don't know how to understand the simplest of sentences.

                        Report Abuse
                      • Author by ReasonAndResolve (August 21, 2009 4:22 pm ET)
                        3  
                        And, if you think that I have said something unintelligent in any of my posts, pleas point it out to me and I will gladly meet you there. We can compare sources and we can really hash this out.

                        You are a complete right wing tool.

                        You don't trust government.

                        You have made the mistake of believing that is what the founders want you to do. the founders want us to elect representatives to make the right decision and, failing that, to elect new representatives. The founders bemoaned the lack of representation in the taxes coming from England and from King George, so they designed a governmental system that would, in theory, alleviate that problem. They absolutely never said we should hate our government. They want us to keep an eye on them, but they also expected the system to work.

                        The system you hate produced a congress that is dominated by Democrats. Guess what, genius? That means that is what the people wanted. That means that your turn comes when and if the people now making decisions are up for re-election.

                        That is the system put into place by our founders.

                        People who don't like the current representatives don't like the system our founders created. that is pretty unpatriotic, if you ask me.

                        Now, back to your point: you will have to show me where I have said anything, anywhere that is not intelligent. I should warn you that no-one here or on any website has ever produced a single instance where i could not substantiate what I have said with scholarly citations.

                        Better get busy, genius.
                        Report Abuse
                  • Author by The_Cat (August 21, 2009 2:41 pm ET)
                    3  
                    "I assume the president will study the details of the proposal," the press secretary said. "He's a highly-informed individual." from the link you just supplied.

                    He will have to read it -again- in the future when it comes out of committee and is offered on the floor of the House. It will have been changed, perhaps substantially, by the committee process. Plus, any changes the House and Senate make will have to be reviewed. So, yes, he will be reading it in the future.
                    Report Abuse
                    • Author by ReasonAndResolve (August 21, 2009 2:50 pm ET)
                      4  
                      And that says nothing about whether or not he has read the bills as they are now written. The right just wants to believe he hasn't read them.
                      Report Abuse
                      • Author by starkcr31 (August 21, 2009 3:50 pm ET)
                          6
                        Obama has stated he doesn't know what's in the bills. If you don't believe it coming from the horse's mouth, what do you believe?
                        Report Abuse
                        • Author by foghornleghorn (August 21, 2009 3:54 pm ET)
                          5  
                          There is no bill. Repeat after me - there is no bill. Again - there is no bill. Slowly this time - there is no bill.
                          Report Abuse
                        • Author by ReasonAndResolve (August 21, 2009 4:26 pm ET)
                          4  
                          last time: show me one place where President Obama said, "I don't know what is in the bills."

                          Just one place. I have heard it all over Fox and all over rightwing radio, but I have never heard him say it. I heard him say that he hadn't read a non-existent provision. You and hannity are the only people I have found who have apparently found a way to read non-existent provisions.
                          Report Abuse
            • Author by Don Hussein Fabuloso (August 21, 2009 12:23 pm ET)
              2  
              My personal belief is that this was dry humor, and a bit above the crowd that heard it.

              That's the way I heard it too, Cat. More polite than saying "BS!", but it wouldn't be the first time Obama has hurt himself by overestimating the average American.

              Even after your explanation, some still seem confused.
              Report Abuse
              • Author by The_Cat (August 21, 2009 12:34 pm ET)
                3  
                We also need more intelligent and educated journalists to keep on top of things like this, Col. Harlan Sanders. The newspaper boys and girls seem to be failing a lot lately.
                Report Abuse
      • Author by congero6189599 (August 21, 2009 12:17 pm ET)
        2  
        Defending Sean Hannity enough said. Too funny dude! :-)
        Report Abuse
        • Author by starkcr31 (August 21, 2009 1:55 pm ET)
            2
          How was that defending Sean Hannity?
          Report Abuse
          • Author by Disputed Zone (August 21, 2009 3:28 pm ET)
            1 1
            How was it not?
            Report Abuse
            • Author by starkcr31 (August 21, 2009 3:50 pm ET)
                2
              Because I didn't even mention Sean Hannity.
              Report Abuse
              • Author by Disputed Zone (August 21, 2009 3:58 pm ET)
                3  
                So he doesn't remember the exact wording on every page of a 1000 page bill and that proves he didn't read it? Give me a break.


                The "he" seems to refer to Hannity. And you're defending him.
                Report Abuse
              • Author by Scotty Johnson (August 22, 2009 7:22 am ET)
                1  
                Because I didn't even mention Sean Hannity.
                OK. So you are admitting to being off-topic and trolling. Gotcha. I'll be sure and flag then.
                Report Abuse
              • Author by Scotty Johnson (August 22, 2009 7:26 am ET)
                2  
                Because I didn't even mention Sean Hannity.
                Are you a goldfish? You seem to have the memory of one. Here's your original post on this thread, in its entirety.
                So he doesn't remember the exact wording on every page of a 1000 page bill and that proves he didn't read it? Give me a break.
                You should audition for the protagonist of Memento 2: Thanks for the Memories...Not!
                Report Abuse
      • Author by srichardson (August 21, 2009 2:01 pm ET)
        2  
        If he is going to use the bill to support his "facts" then yes, he should be able to remember the exact wording rather than making up stuff to use as scare tactics. Almost everything out of this man's mouth is a lie.
        Report Abuse
    • Author by dexteritas0071418 (August 21, 2009 11:12 am ET)
        2
      As it's written, the bills keep individuals who can pay for adequate insurance from being able to have a full-market choice for coverage...the gov will be involved to some extent once you need to switch.
      Report Abuse
      • Author by Don Hussein Fabuloso (August 21, 2009 11:18 am ET)
           
        Dex, do you know which version that's in, what page? I haven't seen that part.
        Report Abuse
        • Author by dexteritas0071418 (August 21, 2009 11:36 am ET)
            2
          Your beloved MMfA summarized it just in this article...is that not good enough?
          Report Abuse
          • Author by The_Cat (August 21, 2009 11:44 am ET)
            2  
            You imagine that you have full-market choice for coverage now? You realize that if you say 'yes' you will expose yourself as either extremely foolish or an insurance company executive, right?
            Report Abuse
            • Author by dexteritas0071418 (August 21, 2009 12:55 pm ET)
                3
              Colonel, Cat, I don't think the system is at all perfect now, and I'm on here at several different places saying that 1. the entire health insurance system needs to be reworked and that 2. I would support a public option for the poor and uninsurable IF those who can currently afford it can have their market deregulated so that much more choice and customization can be offered.
              Report Abuse
              • Author by The_Cat (August 21, 2009 1:02 pm ET)
                2  
                The Exchange proposed should offer just such nationwide choice to all who are able to purchase insurance, dexteritas0071418. In addition, no policies would be available that did not meet certain minimum requirements, so at least you will know, at a bare minimum, what you are getting for your money.
                Report Abuse
              • Author by foghornleghorn (August 21, 2009 3:44 pm ET)
                3  
                Now dex, you're arguing for MORE market deregulation?

                I refer you to Wall Street. How did deregulation work over there?

                And how will deregulation lead to more "choice and customization"? Will deregulation also reduce costs?

                Will you at least admit that the single BIGGEST waste of premium dollars is HMO profits and CEO salaries?

                Health care is not a commodity. I think that's the first hurdle you have to get over. And if you can't, then you obviously do NOT care about insuring everybody.
                Report Abuse
          • Author by Don Hussein Fabuloso (August 21, 2009 12:28 pm ET)
            2  
            I guess I didn't read that into it. I don't see any more limitations than what exists now.
            Report Abuse
            • Author by The_Cat (August 21, 2009 12:37 pm ET)
              2  
              There is an Exchange set up, and all policies offered through it must meet certain minimum standards as detailed by federal statute. Existing coverage is grandfathered in, of course. But the Exchange will be a nationwide venue for purchasing insurance, and so it will dramatically increase both options and competition.
              Report Abuse
              • Author by dexteritas0071418 (August 21, 2009 12:58 pm ET)
                  2
                If the same regulations (or worse) exist (policies must cover a, b, c, d, e..) then two things will happen:

                1. "Choice" will not be improved, you'll just have more names to call your existing coverage.

                2. If the gov wants more particpants/funding in the public plan, they can regulate the private plans out of competition.
                Report Abuse
                • Author by The_Cat (August 21, 2009 1:08 pm ET)
                  4  
                  But you are missing the point that more insurance companies will be vying for your business. They must all play by the same rules, including the public option.

                  The only way for a company to set themselves apart in this environment will be to offer better or unique coverage at a competitive rate. Companies who fail at this will likely go by the wayside. As I've pointed out elsewhere, though, in a land where women are willing to pay $6,000 for a purse, there will always be those willing to pay more simply because they can.

                  If you accept that the outcry against a public option is indeed a grassroots movement, then there will be plenty of people who keep their private insurance just out of a fear of socialism, dexteritas0071418. Enough to keep at least some of those companies alive, don't you think?

                  If the government really wanted people in the public plan, they could just pass single payer. The problem is, you could as easily say 'If the government got tired of paying all those health costs, they could round everybody up and shoot them.' With one 'if' you can put all of Paris in a bottle.
                  Report Abuse
                  • Author by dexteritas0071418 (August 21, 2009 1:25 pm ET)
                      2
                    But I DON'T like how it's set up now...it's as if all the cars being produced in the US have a certain number of options that must be there by law, and so even if insurance companies are competing for your business, you are never going to pay less than "x" because there's no feasible way it can be less than that and have all the bells and whistles, some of which I do not need.
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                    • Author by The_Cat (August 21, 2009 1:42 pm ET)
                      2  
                      Well, the premiums will never reduce to zero, that's quite true. Competition should lower them from their current levels, though. We are already looking at paying 10 times more than we do now in just a decade or so with the current system.

                      I'm not sure what bells and whistles are included in the bare minimum that you can do without, but I would like an example or two. I have a copy of AAHCA as it was sent to committee, so a page number would be fine.
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                      • Author by dexteritas0071418 (August 21, 2009 2:10 pm ET)
                          2
                        They're particular to plans..for instance, I don't need coverage for colonscopies since I'm 26, etc.
                        Report Abuse
                        • Author by The_Cat (August 21, 2009 2:42 pm ET)
                          3  
                          Okay, colonoscopies. Is this procedure included in the 'bare minimum' coverage that all plans must have? I don't find that anywhere in the proposed bill.
                          Report Abuse
                        • Author by mikehuck1976 (August 21, 2009 4:13 pm ET)
                          3  
                          I disagree with your assumption, Dex, but I think you may probably be correct that there will be things that we will find along the way that are not perfect. However, don't you think that is getting into the weeds there? That's getting into the nitty-gritty details. I don't think we should let perfection keep us from improvement, right?

                          I am sure there will be things in the final bill that I will think could have been done better. And there will be things along the way that are tweaked or changed for improvements. But, this is not really any reason to keep from passing any of these bills, is it? I think with something this big it is important to keep our eye on the big picture as much as possible.
                          Report Abuse
                        • Author by ReasonAndResolve (August 21, 2009 5:19 pm ET)
                          3  
                          I was 28 when I had my first colonoscopy. You better check your coverage.
                          Report Abuse
                  • Author by dexteritas0071418 (August 21, 2009 1:26 pm ET)
                      2
                    Do you think it's a fair competitive environment if the entity that's offering a plan is the same entity that regulates the offerings of its competitors?
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                    • Author by The_Cat (August 21, 2009 1:46 pm ET)
                      2  
                      If they have to all abide by the same rules, then yes I think it is fair.

                      Can the government tilt the playing field, gathering ever more people into the public plan? Yes. Could the world end today at 3 pm EST? Yes. Will costs continue to skyrocket if we do nothing? Yes.

                      Two of these are mostly fantasy, but the last one is pretty generally agreed on by economists. We've already seen a -huge- increase in premiums and a drop in coverage since 1980.

                      I suppose my response is: It may seem unfair, yes, and perhaps it will be in operation. Is having one insurer to choose from (as many Americans do currently) a fair competitive environment? Between what -may- happen, and what I see the insurers doing -now-, I am more than willing to risk it. After all, we can always elect a Republican majority and have it repealed, right?
                      Report Abuse
                      • Author by foghornleghorn (August 21, 2009 3:49 pm ET)
                        3  
                        After all, we can always elect a Republican majority and have it repealed, right?

                        Which, of course, will not happen because people will embrace their full-coverage, lower-cost health care. THAT is what's scaring the pants off the neo-nuts. When reform passes, and when it succeeds, they are smart enough to know they are facing another 40 years in the desert, kinda like after social security was enacted. Party over people.

                        Moreso, presently we can't vote out the over-paid insurance company CEOs unless we buy a few million shares of stock.
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                        • Author by mikehuck1976 (August 21, 2009 4:20 pm ET)
                          3  
                          Right, like with Medicare. Whatever happened to the Republicans doing away with Medicare? Hmmm.
                          Report Abuse
      • Author by The_Cat (August 21, 2009 11:21 am ET)
        2  
        The government will administer the Exchange, through which public and private policies will be offered, dexteritas0071418. However, you will still have more choices to pick from than you do now, including a public option which should lower premiums on -all- plans.

        Currently, most markets in America are dominated by a single large insurer, and so under the current system you actually have your choices proscribed by the insurers themselves.
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        • Author by Don Hussein Fabuloso (August 21, 2009 11:33 am ET)
          3  
          BTW, anyone who missed betsy McCaughey on The Daily Show last night, I think the entire interview is online.

          Hilarious, Stewart kept trying to get her to read directly from the bill, and McCaughey just kept retreating to "what the bill is saying...".

          Even after finally forcing her to read the actual words, her interpretation of the wording is LOL funny. Jon Stewart did in a few minutes what most of our so-called journalists have been unable to do in months.
          Report Abuse
    • Author by susan.madrak5082 (August 21, 2009 11:51 am ET)
      1  
      He didn't read the bill, he read one of those "authoritative" emails. I double-checked one of those emails and the ones I checked were all like that. I stopped at the 20th item, I knew it wasn't getting any better.
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    • Author by antihannity2009 (August 21, 2009 6:05 pm ET)
      1  
      Wow, I didn't know that Hannity could read anything like that. I heard that he was finally able to read at a 1st grade level.
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    • Author by aocasio463507 (August 22, 2009 9:06 am ET)
      2  
      I do not doubt That Mr. Hannity has read the bill, just like I never doubted that George W. read all those books he said to have read. The problem that they both share is with their ability to comprehend what they are reading without the help of an adult. Sean did not go to college and like Bush was most likely a C student or possibly a special needs student. There can be no other explanation for this consistency in his strange behavior.
      Report Abuse

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