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CBS News highlighted the complaints of a man upset with Affordable Care Act provisions that require all insurance plans to provide maternity care coverage, a reliance on anecdotal journalism that omitted the important benefits this coverage could provide -- like ending gender discrimination in the insurance marketplace and improving the nation's sub-par infant mortality rate.
The Affordable Care Act (ACA) requires all insurance plans, private and employer-based, to cover maternity and newborn care, one of the law's 10 categories of 'essential health benefits' that every policy must include.
CBS Evening News chose to present the impact of this mandatory maternity coverage as a superfluous benefit on its October 28 broadcast. Rather than interviewing a beneficiary of the coverage or a health expert who could discuss the motivation behind the requirement, CBS highlighted a male realtor upset that his plan included such benefits.
Correspondent Dean Reynolds introduced Aaron Galvin as a realtor whose old insurance plan did not provide the minimum level of benefits required by the ACA, and as such, he had to sign up for a new plan that did. Reynolds reported that, "It's a new plan he didn't want, with some basic but required coverage, like maternity care, he doesn't need. Galvin and his wife don't plan on having more babies."
The ACA's maternity care requirement puts an end to insurance companies' systemic discrimination against women -- many companies charge women higher rates than men for the same plans and deny coverage or increase premiums for women who become pregnant, actions which the law now prohibits. Without the ACA's mandate, only 12 percent of individual market plans currently cover maternity care, according to the National Women's Law Center. This is a shockingly expensive loophole, as the cost of maternity care and delivery can reach $25,000.